Tuesday, January 31, 2012

Baby Boomer Redemption


OK. The American Baby Boomers dropped the anti - establishment ball. So certain in the late sixties and seventies that corporate money grubbing was at the root of nearly every social evil, many bought the myth that things could better be changed from within the system. Many immersed themselves in the system and were swallowed up in busy-ness. New technology, opportunities for economic advancement and security, put questions of right and wrong on the back burner for twenty five years - a sad marker of maturity.


Now they are reaching retirement age and current events are conspiring to remind them of unfinished business. If they can
possibly recover the health and energy they lost on their detour, they are going back to the right and wrong of the status quo, they have been supporting. The naked idealism of their youth created a generation gap with their parents and will likely create the same gap with their children; a generation that largely sees the future as next year and global events as mysteries somehow connected to money. The Baby Boomers will have to find allies among the grandchildren, if they hope to change the future in the next twenty years. I
think they will pull it off.


Rejecting their parental role models, the Boomers were truly without any at all. Heroes were scarce. They became a social
experiment with very mixed results. They have been pummeled with idealism backlash. They have submitted to pragmatism. It has not
fit them or worn well. They are about to shed their pragmatic skins and return to their idealistic roots. They have a hindsight that reinvigorates the possibilities for the future beyond that which was conceivable twenty five years ago. And they have economic power far beyond that of their youth. They can now change trade policies simply by agreeing with each other they need to be changed. They can now see the abject failure of two party politics. Beginning in another two years, the oldest of them will be free to return to political activism. Some aren't waiting.


Half or more of them will choose to remain employed at least part time. At first glance it would seem they will be competing with their children and grandchildren for that employment. That will not be the case. They will become the greatest group of corporate drop outs the world has ever seen. Moving back into the world of individualism, they will create many of the new, unincorporated businesses that will employ millions with better working conditions and personal satisfaction, than has been known before. They will cease their support of universal corporate power and begin creating global hope and prosperity. They will begin setting the examples and providing the models the world craves.


Half of those remaining employed will do so from economic necessity. Lack of private pensions, inadequacy of Social Security and little support from their children will force them to remain employed. However, they will have options they could not imagine before the Twenty First Century. They will personally take on the responsibility to provide full and profitable employment for all those who want it, not on a mere national scale, but a global one, because their successes will be documented and published globally. They will create worthwhile global models. They will shed the national fraud that we are better because we have more than everybody else. It is as though a generation has patiently awaited the opportunity to take their message around the world.


Neither is it to be expected that U.S. Baby Boomers will be alone in their efforts. Most of those born of World War Two veterans are of common spirit and ready to move beyond social criticism to social activism. We see it with Bill Gates and Ted Turner, Wayne Dyer and Oprah Winfrey. The list of progressive thinkers grows daily and globally. Boomers were sadly deficient in role models. No more. We have them for us and generations that follow. This makes all the difference.


In ten more years philanthropists and global charities will be asking how much they can do with a dollar, instead of how many dollars can we raise and waste. How much difference will that make in social progress? In ten years consumers will convert to disciplined customers and prosumers. People that choose to produce more than they consume and put it on the market at prices the poor can afford. In ten years corporate power will decentralize and move back to informed people as has been promised for a hundred years by those consolidating corporate power. In ten years the people will dare to say no.


In ten years forgiveness will be a political option and the cause of violence will receive more attention than the violence we now call news. In ten more years there will be such a wholesale de centralization of power, political, religious and economic, the whole earth will sigh with relief. Few today feel free enough to imagine such a future but then, the future has never depended on the many. It has depended on the visionaries and the corruption of their visions by the war and power mongers. They have had their day. Their work is done. The corporate puppets that pass for government are dying off and giving up. Wisdom is replacing rhetoric and popularity, winning new supporters and contributors every day. If you can't see it, perhaps you haven't really been looking. As we approach what seems to be the end of civilization, we begin to appreciate the joke that has passed for civilization for six thousand years. It dawns on us all that we finally have a chance to declare global bankruptcy in all areas of life and truly make a fresh start.


Christian Scripture, corporate power and current events all argue that things will get much worse before they get better. The end time message is: prepare, prepare, prepare. Take it or leave it!


(PUBLISHERS! Free Promotion Here - Now! If you will leave a comment and your URL or hyperlink on this or any article of mine: 1.) Some of my on - site readers will visit your website. 2.) I will visit your website. If I like what I find, I will write a positive review and publish it here at EzineArticles. You may delete this generous offer when re - publishing this article.)




Are Baby Boomers Facing a Bleak Future?


Baby boomers face a bleak financial future. This all too common line seems to be finally sinking in, as many of the baby boomer generation are beginning to take a proactive approach to their retirement planning. As well as increasing personal superannuation contributions, many have begun to look at direct investing in both the share market and property markets. Unfortunately many of the property marketeering companies operating in Australia have sought to take advantage of this, and have targeted their marketing campaigns at them.


Two tiered marketing, where property companies sell investment properties (often off the plan) to interstate buyers, who are unaware of the current genuine market climate at highly inflated prices often $30,000.00 to $50,000.00 above true market value, have been rife in Australia for several years. The companies have a highly organised and professional approach, beginning with a free seminar that highlights the advantages of property investment and then offers a free assessment with one of their representatives to see what their current financial position will allow them to afford. After the initial pre-approval for finance process is complete they are offered free, or highly subsidised air fares to view interstate properties. The condition being that if they don't purchase they will have to foot the bill for the air fares. On arrival the first stop is to visit the finance broker to confirm how much they can borrow, followed by an intensive tour of properties in their price range. The day concludes with another trip back to the office, where they are encouraged to sign the dotted line and purchase the property on that day. High pressure sales tactics are employed throughout.


The book "How to Research Investment Properties" by Debra Lohrere aims to educate people about how to carry out their own assessment of properties, so that they will be able to recognise the difference between a good buy and a highly inflated proposition. It begins with a brief introduction of the amazing potential that property investment has for creating substantial wealth and providing for a financially secure future. It discussed what type of property should be sought after and the various features that are desirable to make a property both easy to rent, and give it the potential for the greatest capital gains.


It discusses the varying price ranges of property - low end, median priced and high end properties and explains the advantages of each.
It covers the topic of Positive, Neutral and Negative gearing with an explanation of how these can all effectively be used. It gives examples of different investment strategies that will suit different investors, depending on their current financial situation and comfort levels.
This book aims to give all the information required, to prevent would be investors being deceived into purchasing overpriced properties.
The most important advise that anyone can ever give in relation to investing in anything, is to "Do your homework first". Research and knowledge are the keys that enable people to make intelligent, well informed decisions. This manual aims to give people to information they require to do this.


Debra Lohrere is an author of several books on property investment and how to create financial security. Please visit. http://www.debra.lohrere.com/home.shtml




Why Baby Boomers Are Changing The Face Of Online Dating


Many baby boomers see themselves as trendsetters. This is great news for online dating sites and the industry itself.


The Associated Press recently reported, "Half of all people ages 40 to 69 are either divorced or separated, and 30 percent have never married. Baby boomers are turning to the Internet, speed dating or the old fashioned hook-up for companionship."


Many dating websites now report that the over 50 crowd makes up one of the fastest growing segments in the online dating world. In referring to online dating, Stephanie Coontz, a family historian of the Evergreen State College in Washington recently said, "people in their 40s and 50s don't want to be hanging out at bars. Now they have access to this incredible pool of single people their age."


Boomers find online dating very convenient. They have less hang-ups about meeting people online then the generation before them. They appear to be more comfortable with themselves and realize how convenient online dating can be. They don't necessarily turn to online dating as the only way to meet people, but they certainly see the convenience of adding online dating as a way of complementing the more traditional ways of meeting new people.


How will baby boomers change the face of online dating?


Baby boomers will change the online dating industry through their expectations of customer service levels and their honesty about themselves.


Two of the biggest criticisms of online dating are the level of customer service members receive from individual dating websites and wondering if the profiles that are posted on many of the sites, are real or fake.


Boomers have come to expect first class customer service. They will not tolerate poor customer service from an online dating website site that charges them a monthly fee while not providing an easy way to access customer service. They will not tolerate dating websites that clearly do not have contact information posted. Baby boomers will not tolerate having their credit card charged for membership renewals without their consent.


This is a good thing because it will force online dating websites to increase their level of customer service to attract the disposable income that comes from dealing with baby boomers. In order to attract baby boomers, online dating websites must do a better job of meeting the needs of this very important customer base. Baby boomers expectations will increase the overall customer service level of the online dating industry.


Baby boomers are also very comfortable about who they are as a group. Many baby boomers are past the "I care what other people think" stage of their lives. They are more interested in doing what they think is right for them. They are more honest about themselves and expect the same from others.


With this freedom, baby boomers appear more likely to post their real pictures online.


Baby boomers also appear to be less tolerant of other people who misrepresent themselves online. Because they are comfortable with themselves, they are less likely to jump right in to a relationship. They are less likely to believe they must act now.


People who post a real picture and real description about themselves in their profiles are more likely to have success with online dating.


Hopefully, this will become the standard for the industry.


An increase in customer service and an increase in honesty can only be good for online dating members and the industry itself.




Baby Boomers lead to Booming Real Estate Profits - How to Profit from PreConstruction Investments


Baby Boomers currently make up a tremendous portion of our population, with most of them reaching retirement over the next 15 years. Research has shown that a big percentage of these Boomers plan to move away from their current location, and are looking to move to areas with warmer climates and a better level of living (which is the Southwest and Southeast portions of the United States). Another factor involved is that a large number of these Boomers are well off financially and have the needed money to relocate and invest in a new home or even a second home.


Armed with this knowledge, real estate investors can utilize it to their advantages. Here are some items to remember before deciding on a new real estate investment property.


-The best way to minimize risk it to invest in an area that Boomers will want to live in. These of the most popular areas include Florida, North Carolina and Arizona.


-If you find and invest in a real estate opportunity in an area that you are confident will attract Boomers, hold on to it. Even if prices drop, the demand the Boomers will create will drive up the price of your investment as the supply drops.


-How long will it take to see a return on an investment? There is no way to truly know, but looking at the sheer number of Boomers, it appears as if there should be at least a 15 year period of favorable market conditions.


-For those looking to invest in this Boomer market, but want to get in and out within a couple of years brings up certain obstacles. To make this happen, the investor must make their investment, and then have their property suddenly in the eyes of the Boomers. This requires the property to be marketed by someone else.


-Remember, there are risks involved when looking for a short term investment. When investing in the proper location, you allow yourself the option of selling early or holding on to the property for the long term.


-The best properties to invest in are the places you would like to retire in. Is the property around amenities like golf courses, lakes, mountains, etc? What is the climate like?


This Baby Boomer market is a unique opportunity, and one we believe will provide tremendous real estate investing opportunities for at least the next 15 years.




Baby Boomers - The 'Have It All Generation'


As a former technocrat who became a business man I am fascinated by what facts tell us. In relation to the baby boomer generation some surveys have revealed interesting facts on their entrepreneurial aspirations.


For those who may not know the term, baby boomer generally refers to those born between the end of the second world war and the mid to late 1950's. The baby boomers are thought to be the generation who 'have it all' and who have influenced the final years of the 20th century!


A recent study has shown that 22% of men and 14% of women over 65 are self employed compared with 7% below that age.


A further related statistic is that the number of self employed entrepreneurs in the age range 45 to 64 will have grown to 15million by the end 2006 (broadly these are the baby boomers). However, in the age range 25 to 44 there will be a decline of 4million.


An earlier survey of baby boomers showed that 80% planned to work beyond retirement age and 17% of them planned to launch new businesses. The conclusion being that self employment by American workers tends to increase with age, the most dramatic jump coming at 65. This is a case of baby boomer influence on the statistics.


It seems that baby boomers and even those older (like me) find starting a business easier than the younger entrepreneur because they have more experience to draw on. Interestingly, 15% of all new businesses are more likely to be started by males rather than females.


Where you might ask is all this leading us? Well, I started my business at 50! Not a baby boomer, but broadly I fit with the surveys which qualifies me to add a little to the information.


My experience is, if you have something to offer, product or service there is everything to be gained by starting a business, baby boomer or not. Yes there are risks and you will work very hard but in my opinion the freedom to make your own decisions affecting your life and develop as an entrepreneur plus many other compensations, make it all worthwhile.


In my case to become a business consultant was natural because of the nature of my corporate life - managing and turning companies round. It does not suit everyone but, if you are thinking of starting say a home business there are a number of things to consider, health, energy, drive, your goals and your finances.


Many start a business with a work at home job. Most of all, do you have the backing of your spouse? That is vital. In my quieter moments I am humbled by the faith my wife showed in me!


If you have not yet fully decided to go it alone think carefully about it. If you are already on your way I hope you are doing well. Stick at it, it will be worthwhile in every sense. Opportunity is everywhere, as the 15million baby boomers seem to recognise.


Tip: In times of difficulty never lose sight of your achievements and make sure you take care of you health by managing your weight and fitness.




Bowflex for Baby Boomers


There are hundreds and maybe thousands of physical fitness guru's all claiming to have the perfect answer, the "magic bullet" for physical fitness and a solution to a healthier body and lifestyle. Well, I'm not going to claim to have the perfect answer! However, I do have a few tips on an easy to use piece of exercise equipment that may be one of the best for all ages and is particularly suitable for those of us who are either baby boomers or a bit more seasoned. It's the Bowflex...any version but a basic machine such as the Bowflex Sport is a perfect place to start.


So what's the catch here? Absolutely no catch whatsoever..... just an enthusiasm to share some ideas on perhaps one of the most efficient, versatile and affordable exercise machines available for home use. The Bowflex combines aerobic and strength training with a smooth pulley and power rod resistance system that's easy set up. You can easily switch resistance with the power rods through a wide range of motions for a complete strength and aerobic workout. Now don't get me wrong on the expected results. The Bowflex ads show smiling, well muscled young people whom we all would like to look like, no matter what age. Well, now you may just want to get back some muscle tone and some of that past strength and endurance you once had. At any rate, here we are at 55, 60, 65 or older and card carrying members of AARP. Most of us simply want to maintain or improve our strength, muscle tone and respiratory efficiency. Today many doctors and physical fitness experts are espousing weight training and especially the use of free weights as we age. Everyone now acknowledges that maintaining and / or building our strength is critical in later years. We will certainly function with greater confidence and renewed strength but we will also be less likely to fall and if we do, less likely to suffer fractures since strength training adds to our bone mass. What we don't hear talked about too frequently is the potential of injury with free weights if not properly supervised. Added to the injury possibility, there is also the need for other pieces of equipment such as various benches and supports in order to get a full range of activity with free weights.


So, let's talk about the Bowflex. Perhaps you've seen the infomercials and watched as the group of well muscled young men and women gathered around a Bowflex machine and marveled at how easy it works and the quality of the workout it provides. So, how does this apply to you...at 55, 60, 65 years or older?


First, you can safely use the Bowflex without needing a partner. However before staring a program check with your physician to insure that you have no physical ailments that would preclude vigorous exercise. The Bowflex is a home device and since it's in your home, it's available at anytime. I must caution you on the hype of "now you can use it anytime of your choosing". That may be correct, but to be successful you must establish a set time every day for your workout. Once you start slipping or changing times, you run the very real danger of skipping days and then a week or more and then suddenly you have no set program and you're back to being a couch potato.


The Bowflex machine comes with a very nice manual of exercises and instructions and most will also have an instructional DVD. Let's walk through some Bowflex 101 in the real world and set some realistic goals and simple to follow instructions:


1.Maintain a set time schedule either daily or every other day. Many prefer early morning exercise routines so that it doesn't get cancelled out later in the day by unexpected events.....or lost will power. Early workouts also tend to set a positive, go get 'em attitude when those endorphins kick in from good prolonged vigorous exercise. Many experts say that the most effective time for the body to exercise is mid-afternoon and the least effective is at night. Working out late in the evening may also cause some sleep disruption.


2.Review the exercise manual that Bowflex provides but don't become a slave to the described routines. While the programs were developed by experts, let your own sense of what's working be your guide.


3.After reviewing the manual, establish your beginning program routine and stick to it for at least two full weeks or longer without deviation. Maintaining a consistent pattern will allow you to assess whether the program you've selected is comfortable for you and not too boring. It's important to make the workout interesting as well as challenging. Boredom can lead to you dropping out so don't let that happen!


4.Design your program to include aerobic as well as strength activities. While the Bowflex will greatly assist in developing strength, the aerobic exercises are terrific and important.


5.Start off with easy resistance power rods. Remember, this is going to be a lifestyle addition and not a quick fix so there is no reason to use too much weight resistance at the beginning. It is best to get comfortable with how the Bowflex operates using lower resistance and then gradually increase the weight / resistance.


6.Don't feel compelled to "do the manual". Select the exercises that work well with your strength and flexibility and rotate through them. Make sure, though, that you balance upper body, arms, legs and abdominals in your program.


7.Make sure you take advantage of the aerobic rowing motion. The seat glides easily and the resistance power rods and pulleys are exceptionally smooth in operation.


8.Be Creative! In a short time, you'll be totally at ease and be able to handle any of the Bowflex routines. When that happens, you're now ready to mix and match and create new routines on your own.


So, while this is an exercise machine for all ages, the Bowflex from my experience is exceptionally well suited for the great generation of Baby Boomers and beyond. It's simplicity of set up, easy switching process from one exercise routine to another, wide range of weight resistance and easy fluid motion give this machine an A++ rating in my book!. While this is not an advertisement, you may want to check out the Bowflex website or other websites that offer exercise equipment. At any rate, get started on a healthier life style.


Be active, be healthy and be happy!




The Age Defying Benefits Of Mind And Body Exercise For Baby Boomers


As a 58 year old Baby Boomer, having always been very aware of growing old and having lived in one of the most prosperous and technically advanced times the world has ever known, I am absolutely abhorred to see how many of my fellow Baby Boomers appear to struggle with their health and weight when I walk in the shopping centres and streets of Brisbane, Australia.


Many of us seem to overlook the fact that bad health and obesity really speeds up the aging process and makes you look many years older than you really are!


Since serving in the Dutch Royal Marine Corps Special Forces as a young man, I have always looked upon life as a never ending battle; a battle of the mind over the body and vice versa.


Fighting the aging process in the body is also a never ending battle and demands time, effort and common sense. In the Special Forces courses of the SAS, Royal Marines SBS and Navy SEALS it becomes very apparent that the only way you are going to ever pass the course is to teach your mind to control your body. The other way around and you are sure to fail the course. The same principle applies in every day life!


Our body and our mind are intricately linked through our energy or meridian systems; when either one is weak or out of balance the other suffers. In fact, our emotions are so strongly connected to our physical being that they can elicit tangible physical responses and vice versa. (And this becomes very evident in the SBS/SEAL training as explained in my book).


Richard Gerber (1988), author of “Vibrational Medicine” goes even further by suggesting that physical disease may actually begin at the energy level and then eventually shows up in the physical body. Because science has discovered that everything in our world and universe is made of energy, including ourselves, and that it is energy that connects us to each other and everything else in our world, Richard Gerber’s suggestion tends to make sense.


In my book “Emotional Freedom” I will introduce you to the importance of balancing your energy meridians in your body in conjunction with your mind, so you can learn to introduce regular “short burst” mind-body exercises in your life to promote weight loss and allow yourself to overcome self sabotaging thoughts and cravings.


I believe that regular physical exercise is the gateway to improved physical health, which is the basis for better emotional health and if you want to control your weight and look and feel “sexy” again despite being a middle-aged Baby Boomer or older; if you want to address your fears, insecurities and perhaps your “demons” of the past, then the first step for you to take is “to start at the top of your head” (your mind) and literally tap into your own Energy system (your body) by using your finger tips. Its never too late to achieve your potential in life.


Only a sick body and a weary and troubled mind will stop you from doing so!


I have lived my life in accordance with a "short burst" Mind-Body exercise code and I share this approach with you in my University tested 16 Minute Boomerang Gym Program. [http://boomeranggym.com]


It's time for a change and only you can do it!




Achieving Your Full Potential As A Baby Boomer


Life is a battlefield for many of us and some of us struggle more than others "to keep up with the troops and put our best foot forward". But just think about this for a moment; to be able to achieve your full potential by using your God given talents; to earn your living in a way which suits you best and is absolutely in tune with your personality and ability; to look and feel great for your age at any time, can only promote happiness, personal satisfaction, physical and emotional wellbeing, wouldn't you agree? And just imagine the feeling of accomplishment and satisfaction in the knowledge of a life well lived, when our time comes to leave this earth.


Sadly very few will ever have that satisfaction.


Instead, most of us, especially as Baby Boomers, find ourselves "stuck or bogged down in the mud of life". The reason I use that phrase is because in my book I introduce you to the Royal Marines SBS mud crawl. Only those who have actually experienced "the SBS mud crawl" will know what it feels like to be stuck in the mud; the feeling of absolute hopelessness and frustration of going nowhere; with no energy left to go forward or backwards, is indescribable. Only absolute willpower will push you on to move your body!


Life for many of us, especially as Baby Boomers, is like that as well. We find ourselves "stuck in the unhappy circumstances of life", either through our own fault or through causes beyond our control. Most of us resign ourselves to our lot; we settle into a comfort zone, put up with it and don't want to move yet whinge about our circumstances and all the "bad things" that happen to us. Others are too scared to do something about their situation and choose the easiest way out; they stay put and by doing so, condemn themselves to an unfulfilling, empty life.


Very little is also said or known about the Baby Boomer "male meno-pause or mid life crisis." Many men, when they reach their mid forties and fifties, go through the "failure stage" of life simply because of the way they think and then behave. They compare themselves to the younger generation of males (and females!) and look at themselves and their achievements in life and realise that "time is running out".


Self sabotaging thoughts are the main culprit that will rob you of your Victory in life and really push you over the edge when it comes to male meno-pause or mid-life crisis. Our sub-conscious mind; "the mental diet" which we feed ourselves with every day, plays an absolutely essential part and is the deciding factor in whether we will ever achieve our true potential in life or not and what kind of a life we will live. Like passing an SBS/SEAL training course, it all happens in the mind first.


Another factor is your physical health and strength. As a young man I was fortunate enough to pass the arduous Royal Marines SBS training to qualify as a Combat Swimmer/Frogman or Navy SEAL. That period in my life taught me the importance of "Short Burst" exercise routines. One, two, five minute aerobic and strength training exercises that would instantly get your heart rate up, work and strengthen your muscles, stimulate both hemispheres of the brain and get the lymph and blood moving through your body. Muscle is also your biggest fat burning engine in your body and as the benefit of muscular and aerobic exercise is accumulative it is absolutely essential that you introduce this type of an exercise regime into your life.


As a matter of fact, the mind and the body are are intricately linked through our energy or meridian systems; when either one is weak or out of balance the other suffers. You should aim to include a mind-body exercise in your daily life and my University tested 16 minute Boomerang GYM together with my "Emotional Freedom" E -Book might be a good step in the right direction.


Just remember one thing; no matter how old you are, its never too late to start!




Why Managing Baby Boomers, Generation X And Generation Y Is Impossible


You've probably heard about how, as a manager, you need to consider the varying needs and wants of Baby Boomers, Generation X, Generation Y and other "Generations."


Well, I'm here to tell you to forget even trying!


Because it's impossible to manage any of these Generations.


Why?


Because none of these Generations exist!


That's right -- Baby Boomers, Generation X, Generation Y and whatever other Generations there are, are just a figment of the collective imagination of various social scientists, market researchers and self-proclaimed "gurus."


Okay, maybe I'm being a bit harsh. Perhaps these social scientists, market researchers and gurus have a legitimate reason for categorizing entire populations of people based on when they were born.


Perhaps being born and growing up during a given time period has some particular meaning or importance.


And yes, it sure does make the job of the marketing manager easier if she can simply classify a given target market as Baby Boomers, Generation Y, or whatever.


But how does it help you, as a manager?


Does it really help to know -- or should I say assume -- that because Bob was born in 1950 he values job security above all else or that because Karen was born in 1975 she's willing to put in long hours to fast-track her success? Or because Beth was born in 1955 she's just like Bob?


What if you're wrong?


And that's what I'm getting at folks. You see, if you buy into the idea of Generations then you can't help but generalize and assume -- and both generalizing and assuming are the absolute last things you want to do as a manager.


Because chances are, you'll get it wrong.


So... instead of treating people as part of some Generation, or indeed classifying them as part of any group, why not treat them as individuals?


When you understand your staff as individuals, you'll discover what truly makes them tick -- what talents they have, what they excel in, what work they like doing, who they like working with, what motivates them, how they prefer to be managed and other significant qualities.


Armed with this knowledge you can tailor your management style and approach to each person and, by doing so, get the very best out of them!


So forget about the Generations. Treat your people as individuals. Find out what drives them.


By doing so, you'll not only know how to motivate them, but you'll make them feel valued -- as individuals -- and thereby create a happier more productive work environment.




The Self Image of a Baby Boomer


An aging baby boomer finds many factions of self image changing on a daily basis. Mid Life becomes a point of acceptance of yourself just the way you are. It's not an obnoxious realization. It's not that you're thinking that you're better than someone else, it's more of a meeting of the mind, ego, heart and body.


It is really great to know that once you accept yourself as who you are, you can make the decision to change or alter any aspect. If there is any part of you that you physically don't like or habits you wish you never had, you find this brave place within to do something about it. You finally understand that your thoughts create who you are. So, that little nursery rhyme that taught you that "If you believe you can, you can and if you believe you can't, you're right" was so true. We realize that it does not matter how long it takes to learn something new. We are the only one judging . Worrying about what everyone else thinks is futile as they're too busy re-designing their own lives to bother with ours.


Baby Boomers begin to alter all aspects of their lives. The confidence and enthusiasm we can muster when we want to put our lives in order is a giant aspect of our new found, self loving image. We change our walk and our talk. Environments become an outer picture of our internal expressions. Color, style, relationships, careers and family life take on a new flow. Our friends and families also start changing as a positive and confidant environment reaps more of the same.


Anything in life that is neglected will ultimately deteriorate. If you want to be successful in any area of your life, it needs to be acknowledged, nurtured and maintained. It's time to look in the mirror and become the best friend possible to the reflection you see. If you need to, trick your mind into thinking you have a new hobby. This hobby is you. You need to put as much effort into liking and caring for yourself as you do all the important people in your life. If your best friend, mate or child had a need, you would do whatever you could to help. Give yourself permission to do the same for you.


The imaginary scales inside your body that measure stress and anxiety will wonder what happened. When you start appreciating yourself and not expecting it to come from outside sources you will be amazed at how much more you enjoy your days. Keep a little booklet next to your bed and before you turn out the light, write 5 things you did today that you can compliment yourself about. Do this for two weeks and measure your stress level and I would bet that you keep doing it when you see and feel the positive results. You will probably sleep better because compliments feel good to everyone and create the effect of a more positive self image. It also becomes easier to compliment others and in turn it makes your life easier as you pass that good feeling on!
Enjoy!




The Baby Boomer Nightmare


For years you have set the pace for others to follow. You have worked hard, wisely selecting your career, business or place of employment that would meet you and your family needs during your working years and hopefully for your retirement years as well. You have witnessed a dramatic change in how to do business in today's world. You have seen what you thought were sound retirement programs being replaced with 401K involvement plans, investment to secure your future rather than be loyal to secure your future. You have seen the job market change from long term secure jobs to job jumping every few years to better your life but without security. You have seen health benefits change, the exercise boom as a way of life, dieting and weight control also as a way of life. Smoking which was the "in" fad of youth is now penalized with high cost, negative advertising and shocking medical statistics. We have moved in our society from commercials with our generation, as the main focus stars to those involving the activities of the younger generation and Baby Boomers are the stars of medication, medical equipment, and laxative and vision ads.


As Baby Boomers, you have gone from worrying about Mom and Dad living alone at home and being safe, to having your children beginning to worry about weather and for how long you will be safe living alone in your own home. Pills, ills and doctor bills are becoming a greater and greater part of your life. Retirement communities are geared up and focusing on your business in the very near future. Much of the news on radio and television is concerned with "Are we ready for the Baby Boomers to reach retirement age?"


The time has come for you to look realistically and not through rose tinted glasses at the end of life issues that must be addressed by everyone at one time or another. Now is not the time to panic, now is the time to wisely execute the plans that you have established. Now is the time to see what really will benefit you and give you the greatest bang for your buck in your retirement years, "The Golden Years" as they are referred to.


I want you to look at a less known avenue other than Nursing Homes and Assisted Living that will meet your needs and stretch your funds. It is presently a little known industry called Adult Family Homes. Presently I live in Washington State where Adult Family Homes are diamonds in the rough. Neatly tucked away places within the community that are licensed by the State of Washington to care for currently up to six people at a time. Staffing level at worst is 6:1 in this close nit community living designed to care for the aging needs of the Baby Boomers. Adult Family Homes are usually only a fraction of the cost of "facility" type living with three square meals and most owners are credentialed as Certified Nursing Assistants, Registered Nursing Assistants, Licensed Practical Nurses or Registered Nurses, qualified.


If you are one of those people who thought Nursing Homes and Assisted Living facilities were all there were for your future, "Welcome to the world of Adult Family Home living!"
Adult Family Homes are private residential homes, which care for one to six people ages 18 or older. These privately owned homes provide room, board, laundry, necessary supervision with medications, and assistance with activities of daily living, personal care, and social services. They can also provide some additional nursing oversight and services. All Adult Family Homes are licensed, regulated and inspected by the Washington State Department of Social and Health Services Disabilities and Long Term Care Administration.


Adult Family Homes are available to people with a variety of functional limitations found in the older population and some people may be with other disabilities (e.g. developmental disabilities, mental illness, physical disabilities). Adult Family Homes usually have a mix of male and female residents. Couples can usually be arranged for as well.
Adult Family Homes provide a written plan of services required that states the needs of the individual and what assistance will be provided. The individual, family and Adult Family Home provider jointly prepare the plan, preferably prior to the individual's move into the home. The goal is to allow care as needed for each individual, yet freedom to do things they are still able to do without assistance, or with some supervision.


Adult Family Home Providers


Adult Family Home provider must be individuals (at least 21 years old), for-profit companies/corporations, nonprofit organizations, or other partnerships or associations. Providers must meet all state qualifications and requirements for an initial license, and yearly renewals. These requirements include:


· 22 hours of pre-service training and 10 hours per year to renew their license


· Criminal background check of all employees


· Home inspection (to meet specific health and safety standards as defined by law) and re-inspections approximately every 12 months


· Homes found to violate rules must make corrections to retain their license. These are similar to actions taken by large facilities like nursing homes and assisted living.


· Specialty training is required when a provider desires to serve people with developmental disabilities, dementia or other special conditions (defined by law).


Adult Family Home operators may provide care themselves, or hire and supervise caregivers who will provide care. Caregivers must meet the same personal and criminal background check requirements as the owners/providers, and many of the same training requirements.


Don Sutton




Baby Boomers and Aging Parents


I just watched the movie called "The Thing About My Folks" with Paul Reiser. If you want a stroll down memory lane of what it is or was like to have your parents around, this will do it. It has enough to make you laugh and pause while you fill in the scenes with what your own dad would have said and the types of interactions that were of the times. Dad at work while mom was at home with us and dinner was put on the table by 5:30 every night. If you weren't there, you got the aluminum plate left in the oven until you got home. Dads went fishing and to ball games or they listened on the AM radio. They read the paper after super and watched the news at 6 o'clock. Their way of putting stability in our lives was by schedules. You knew that Thursday night was grocery shopping night and that chores were done on Saturday before you could go out to play and Sunday noon was the main dinner of the week.


You never thought of them as being like you and the way you interact with your children or relationship. We didn't see them as a couple like us; we saw them as Mom and Dad instead of sexual beings. The technology of today broadened a very large generation gap for the parents of us baby boomers. I see that we still want and expect something (I don't know if we even know what that is) from our parents yet communication gaps fail to render the right outcome. Unfortunately, some may pass away before we figure out what that "something" is but you know for sure that your children won't lack for it.


If you still have your parents, it's not too late. You can try talking to them from an honest point without blaming them for every wrong turn you managed to take in your own life. They respond from the time frame they were raised. You just have to take into consideration the gap time of your age to theirs. If they were young parents in the 1940's and 1950's look at the era before jumping down their throats. They raised you according to the times, the technology and the financial ability they possessed. The other thing to keep in mind is your interpretation of anything that was said or done when you were young. You have kept that child's interpretation alive for years. If the same things were said today with the education and maturity of now, don't you think the outcome would have been different? Sometimes it is just having the nerve to ask them what they meant. It is surprising to find out the answers. It turns out totally different then what you thought or dramatized.


I'm sure after seeing the dynamics of them interacting with your grand-parents, that they had all the same differences and gaps as we did. Times keep changing and even if you're determined to have a great relationship with your children, technology has leaped ahead again and creates another big gap. We seem to be involved more with our grandchildren and possibly can relate to them easier than we could our own. We can be the bridge between our children and grandchildren.


With better health and awareness, we can be present mentally, physically and emotionally longer for our growing families. Keeping our minds open helps too!




American Home Builder Tips: Amenities for Baby Boomers


If you're a home builder, don't overlook the importance of the fastest-growing segment in the real estate market today: aging Baby Boomers. They may not like to admit it, but the Boomers are now entering what people used to call the "Golden Years," and they're beginning to look for homes that offer amenities geared toward older people. If you can offer homes that fit their tastes and specific demands, Baby Boomers will seek you out--and they generally have the money to spend on the things they want.One of the most important considerations for the aging Baby Boomer segment of the market is functionality. Although many Boomers are looking for specific amenities, a sizable number of them are actually downsizing, since they have raised their families and are now looking for a home that offers both comfort and luxury. The types of floor plans that Boomers look for in their new homes often feature spacious, open kitchens that offer an opportunity to entertain guests while creating culinary artwork. Boomer women who worked at a fulltime job most of their adult lives are now looking to be able to spend considerable amounts of time in the kitchen, making up for lost time, so a great kitchen is vital to attracting their attention.A large segment of the Boomer market also wants a home office in their floor plan, since many of them will continue doing some sort of business-related activity from home after retirement from their fulltime jobs. This is a chance for you as a builder to incorporate the latest information technology into your homes. A large percentage of Boomers want a sunroom, as well--somewhere they can relax in the morning with a cup of Starbuck's and the New York Times. They have worked hard all their lives and are determined to reward themselves with quality leisure time, whether on vacation or at home. Entertaining and entertainment are important to Boomers, too. Many look for wet bars in their new homes to offer even greater entertaining opportunities, and a sizable number express a desire for a media room that's geared toward the latest video and music technology.Boomers are also health-conscious, so exercise rooms can be a strong selling point, and can relatively easily be incorporated into a multi-use space such as a family room or good-sized computer room. As a general rule Boomers also like to see upgrades when it comes to things like floor coverings, cabinets, and kitchen countertops. They're often looking at their new home as a place to stay after trading up several times, so they want it to be both comfortable and luxurious, inside and out. So don't skimp on patios, porches, decks, and landscaping, and make sure your overall community is appealing, as well.Copyright © 2006 Jeanette J. Fisher




American Home Builder Tips; Senior Baby Boomer Market


Although they're loathe to admit it, Baby Boomers are rapidly becoming senior citizens. However, just has been the case throughout their lives, the fact that Boomers are entering their golden years has made the senior market the fastest segment of the real estate market today. If you're a builder, this can mean more sales for you, but you'll have to do some target marketing to attract Boomers to your homes.


The first thing you'll need to do is make your model homes stand out, because if nothing else, Baby Boomers are savvy and meticulous shoppers. The average time spent looking for a new home among Boomers is eight months, which is considerably longer than any other segment of the market. Boomers know what they want, and will take close to a year to find it, if necessary, so your homes must catch their fancy and prompt them to take action.


When talking to prospective Boomer home buyers, it's important to find out how long they have lived in the home they currently occupy. This information can yield valuable clues as to what parts of their lifestyle is most important to them. If they lived in a home for a long time, there generally were things about that home, area, or neighborhood that held considerable appeal. Armed with that knowledge, you can tailor your sales presentation to emphasize upgrades along those lines.


Don't be surprised if Boomers want to help design their home. They have often owned a number of homes and have found things they liked and disliked about each of them. Now, since this may be the last home they own, they're often eager to build all of the amenities they want into what they see as their dream home. Give them what they want, and you've got a sale.


Although it's the case with most buyers, Boomers are most interested in bedrooms, bathrooms, and kitchens--especially master bedrooms. They should be large and lavish, yet very comfortable and livable, because Boomers will use them as retreats from the stresses of life. A terrific master suite is a must for attracting Boomer buyers. Other bedrooms should be merchandised as guest rooms and places for grandchildren to sleep during visits.


Like master bedrooms, master baths should be luxurious, yet comfortable. Boomers often are trading up and have the money to spend on a bathroom that contains amenities they've always wanted and have determined to possess. They desire a separate soaking bathtub and private toilet area.


Boomer women expect great amenities in the kitchen, as well. Many of them have been full-time career people and they view retirement as a chance to pursue the culinary arts they never had time for during their working life. Impress these women with an array of gadgets and superior functionality. One example, a fresh water filtration system dispenses both hot and cold water from ONE faucet.


Don't overlook this rapidly growing segment of buyers. Baby Boomers often have money and they're willing to spend it to get what they want on what could be their last home purchase.


Copyright © 2006 Jeanette J. Fisher




The Baby Boomers Take Health & Wellness Industry & Network Marketing By Storm


QUESTION:


WHO IS THE BEST PERSON TO MARKET A PRODUCT OR SERVICE?


ANSWER: A SATISFIED CUSTOMER


Have you ever noticed how many products, services, restaurants, movies you try because you heard about them from someone else? A friend, family member, colleague, co-worker just happens to mention that they have been using something or trying something and you want to try it too? Well that is a form of network marketing except the person who refers you isn't getting paid for the referral. Would you be surprised to know that there is an entire industry that is made up of exactly that type of referral marketing that is a huge expanding market and is projected to keep expanding at an even great pace for the next 18 years as the baby boomers born between 1946 and 1964 start to retire this year. Did you know that for the next 15 years every eight seconds someone will turn 53? If you are curious to know more about this exponential growth industry read on.


The baby boomers are approximately one third of the present world population and control 65% of the money. If you look back over the last 55 or so years you will notice industries that the baby boomers have controlled in 15 year cycles, starting with Gerber baby foods which was an unknown company at the end of the forties; Hasbro Toys, McDonalds; Dairy Queen; the real estate boom in the 70's and 80's; the fifteen year massive stockmarket rise. What are the current concerns of the boomers? Health, retirement, looking younger, financial security, education, money. The interesting thing is that the concept of "retirement" is just a concept. People don't just retire any longer partly because the golden retirement package became a little tarnished for many people, the pension plans and 401k plans that were such dream machines in the seventies never quite materialized enough for our boomers to continue with their affluent lifestyle. Then we have the X and Y generations who found that they had a ton of education and yet the workplace didn't quite match up to their expectations and their time was being leveraged for the fat cat CEO's at the top of the pyramid so now we have three generations looking for another stream of income. Enter Network Marketing. Network Marketing as an industry is about 50 years old but has come of age of late. The main reason is timing and trends. About seventy per cent of network marketing companies are in the health and wellness industry. This is possibly due to the fact that many people are having to take responsibility for their own health care and the fact that, (with the exception of the "Fast Food Nation" (Eric Schlosser )sector of the population,) people are younger and more vital than ever before and want to remain so into the third trimester of their lives. The French call this Le Troisieme Age - meaning a new epoch where different life challenges present themselves - but these are in actual fact new opportunities rather than just a time to retire and vegetate. Furthermore, network marketing turns the pyramid on its head. Instead of all the wealth being controlled from the top down in network marketing anyone can start at the bottom and reach the top where there are lots of places not just one or two so this a much more democratic system.


How do you explain network marketing ? Basically, Network marketing is a distribution system that enables the distributor to leverage his or her time so not only do they make money from their own efforts but also the efforts from the people that they have introduced to the company, mentored and trained. This is a 20 billion dollar industry in the US alone and is growing globally between 10-12% a year, compared to 3-4% growth of traditional retailing. What makes this system work so well? Firstly the products are usually less expensive than traditional products of the same quality but actually often you are getting more value for your money. If you think about the traditional cost of getting a product to market lets say a can of soda - the soda costs 6 cents including the can to make, and yet by the time it goes through all the distribution channels, i.e. national distributor, regional distributor, local wholesaler, advertising costs and reaches the retail store that 6 cent can of soda costs $2. In network marketing those distribution steps are broken down where instead of all those distribution channels and advertising costs the products go directly from the manufacturer to the warehouse and the sales are made through the distributor therefore leaving all that in between money for more research and development and to pay the distributors. This is a much more efficient system that can cover the entire country because the products go directly from the distribution center to the consumer. The distributor is effectively in business for himself but the difference is that unlike the majority of people who open their own business he is not in business by himself. Regular small business owners have to pay all their overhead but with the network marketing company covers the cost of warehousing, pricing, shipping, research and development, catalogs, quality control, accounting, government relations, website maintenance, and payroll. The distributor just has to be concerned with recommending his products and teaching his people how to do the same thing. With a minimal investment of money but some investment in "sweat equity" i.e. studying the business model, the products and marketing strategies, the distributor can start a business, set his or her own hours, work from home part time or full time or as is happening a lot use the network marketing industry as an adjunct to their other business such as professionals in health care, doctors, dentists, accountants lawyers. Network marketers are also able to take advantage of the tax benefits of owning a small business.


Universities are now offering courses in network marketing . The internet is saturated with people that want to sell you courses and leads but "caveat emptor" and do due diligence, because like all industries there are going to be smoke and mirrors and the rogues and scoundrels will get their share of your dollars.


What to look for in a network marketing company?


1. A unique consumable product that people will reorder - and of course try


the products yourself so you know what you are recommending.


2. A huge expanding market such as the health and wellness industry, technology and communications.


3. Timing - Make sure you join a company that is not too new.
4. A company that is still experiencing momentum growth.


5. A company that is able to redirect the dollars people are already spending in traditional retail outlets to the products that come through a network marketing distribution system.


6. Look for a company that has been in business for long enough to iron out all the kinks and is going to stay in business. A company that has a good management team that has come from the field so they understand the needs of the people in the field and are constantly reevaluating, and performing new research and development to keep ahead of the curve. "Showing a profit means touching something and leaving it better than you found it - Enterprising people always see the future in the present."(Jim Rohn)" Profits are better than wages. Wages make you a living - profits make you a fortune." (Jim Rohn)


7. Look for a fair compensation plan that will be paying you long after you stop working due to the efforts and time you leveraged while you were working,


8. A company that allows you to inherit to your heirs.


9. Learn to spot the companies that will steal your paycheck and there are plenty of those!


10. No matter what company you are in - find a mentor with team training to build your own business and brand YOURSELF, promote YOURSELF,- business is about building relationships, "People join People" (Michael Dlouhy)


11. 90% of the population is sales resistant. Professional salesmanship is delivering what the prospect wants to buy - so always present through the prospect's eye.


12. Find and bond with income partners who will become lifelong friends, who stay with you forever.


For more information Juliette Gray can be reached at voilajg@aol.com
818-905-8886




Baby Boomers Wake Up Call


Are you a Baby boomer that was given financial advice from others growing up?
You may be one of millions who are finding out that these age-old concepts just do
not work in our world today.


How wise was it for many of us to double up on our mortgage payments each
month, knowing that our tax deduction was shrinking annually? Many of us now
invest the extra mortgage payment elsewhere, knowing that when the time comes
we can take our savings to pay off our house.... or not.


Consider that all of the taxes that you may have deferred over the last 20 years
of investing in your 401(k) can be recovered by the IRS within three years. That is a
fear that many of us never address.


Uncle Sam cannot wait for you to retire so he can get his hands on your tax
deferred savings. You need to be savvy enough to lesson your tax bite through
options like selling your paid off or almost paid off house right now before
retirement. You can buy a smaller house for probably the same price. Depending on
what state you live in, you can carry your property tax basis to the new house, pay
as little down as possible and invest the equity from the old house in an investment
of your choice. Choices such as a tax deferred Equity Indexed Annuity. Most of the
money you withdraw from your 401(k) will be offset by your new mortgage, which
will reduce your income tax.


Baby boomers need to have a different perspective. Many have net worth and
have never realized their full potential to maximize their retirement savings. Uncle
Sam does not care if you leave a legacy for your family, church or charity of choice.
You have to gain the education needed to find out what your options are before you
are left without a choice for your future.




5 Top Things Baby Boomers Must Do Before Starting a Home Based Business


Don't quit your day job just yet.If you are a baby boomer looking to start a home business, there are 5 essentials things you must do first.


Leaving the security of a job with an established 401(k) plan, health insurance or other benefits can create a real tug of war for baby boomers who want to pursue their dreams of owning their own business.


Analyze Your Exit Strategy


At the time of this writing, the youngest of the baby boomers are turning 42 and the oldest are turning 60. No matter where you fall into this group, analyzing and preparing your exit strategy from your job will be crucial to your long-term success as a home business entrepreneur. Do you have adequate savings? If you're married, will you be able to participate in your spouse's health insurance?


Create a Financial Plan


How much is your salary now? What are your fixed, variable and frivilous expenses? Creating a solid plan so that you and your family will know exactly what the financial picture will be until your business gets off the ground and starts generating revenue.


Choosing a Business Model and Legal Entity


There are several business models to choose from; home party plans, consulting, and affiliate marketing to name a few. You have to make the decision based on your personality and what you are best-suited for. Choosing a legal entity for your business should be discussed with a tax accountant or your attorney. Options are sole proprietor, LLC or Subchapter S- Corp.


Set Business Benchmarks


You wouldn't travel across the country without a road map, your business is the same. Setting financial and business-building benchmarks will help you to create a focused plan that will help you to reach your success.


Get a Physical


What does getting a physical have to do with your business? Once you leave your job, most likely your health insurance will change and as unfair as it may be, trying to get new health insurance when in your 40's, 50's or 60's can be difficult. While pursuing your dreams of a home business is something you are probably very passionate about, if you do not have good health to enjoy the rewards of your efforts, then not much else is important.


The baby boomer generation is like no other before it or after it. Technically, we are considered middle-aged, but we are anything but middle-aged in mind, body and spirit. We know there is more meaning to life than a commute to an unrewarding 9-5 job, but there are also important steps we must take first. Planning and preparing for your home business now will lead to less headache's later on.




Airline Industry Guru Terry Trippler Shares His Thoughts on Travel for Baby Boomers


Airline expert Terry Trippler has seen a lot of changes in the travel industry since he first started traveling by air. In the nearly 40 years since he took his first step inside an airplane, the industry has revolutionized itself many times over. BabyBoomerTrips.com interviewed Mr. Trippler to see just how much the industry has changed.


BabyBoomerTrips.com: We would like to take you back to a time when you were first starting to think about traveling independently? Can you relay some personal travel experiences from when you were just starting to travel on your own? Were your travel experiences very simple, such as going to "the lake," or the nearest "big city," or was it something more exotic like backpacking through Europe, hiking through Nepal, or taking a Volkswagen van cross-country? How much planning was involved back then, and what were your information sources?


Terry Trippler: My first independent travel was in 1967 when I rode with my brother to his Marine base in Memphis -- and flew back from Memphis to Sioux Falls, South Dakota. I had never flown before and I was on a Delta flight from Memphis to Chicago connecting to an Ozark Airlines flight from Chicago to Sioux Falls. The Delta flight was late and when it arrived it was an electra 4-engine prop -- noisy and not real smooth. When the flight attendant came with the dinner I turned it down -- didn't quite know what I was to do with it. Imagine -- now knowing what to do with food -- talk about a novice! We arrived in Chicago late and I had a 10 minute connection to Ozark. Again, I had never flown before -- let alone ever been in an airport like Chicago O'Hare, but I just started to run in one direction and saw a sign that listed a bunch of airlines that were in another terminal and Ozark was one of them. By running -- and simply following the signs -- I arrived at the Ozark departure gate in time to board. (I may not have known how to eat the dinner on Delta but I knew how to read a sign and follow arrows). When I got on the Ozark flight is was a new DC-9 jet. So smooth and quiet so I immediately thought that Ozark must be a much bigger and better airline than Delta. At that time my information source was what I thought was the only source -- the airline. I went to the Sioux Falls airport and walked up to the counter and bought a ticket. I thought that is how it was to be done. In a way, that is how it was done by many travelers at that time.


BabyBoomerTrips.com: In your early travel days, how did you view the idea of flying to some distant country or a third world country? How does this compare to now?


Terry Trippler: The idea of flying to some distant country or third world country was completely out of the question. Today -- I feel no differently.


BabyBoomerTrips.com: A fair amount of time has elapsed since you first started to travel independently. How has the travel industry changed since that time? How have your personal travel habits changed?


Terry Trippler: Travelers are much more educated and capable now than before. In 1968 when I began working for an airline, our goal was not only to convince people to fly our airline but we were also trying to convince the general public "to fly." Flying was a new experience for many people. In 1971 I escorted charter tours to Las Vegas and the Bahamas and with 252 people on-board it was not unusual to have well over half who were taking their first flight. Today, flying is no longer an "event" but just "how to get there". When I was working for the airline in the late 60's, people "dressed" to fly. Today, they "barely dress" to fly. My personal habits have changed drastically. Unless I can get a seat up front (business or first class) I will not go.


BabyBoomerTrips.com: Do you still have a "Dream Trip"? If so, where/what would that be?


Terry Trippler: My wife and I have our dream trip and we take it every 5 years or so. We met in Hawaii (I was her tour escort) so we love Hawaii. Our dream trip is first class air to Honolulu and 7-10 days at the Hilton Hawaiian Village Hotel in Waikiki. We can relax on the beach or around one of the many pools with excellent service in a lush setting. When we want -- we have Honolulu and Waikiki available to us for night life, etc. We rent a car a few days and drive around the island but more and more we are finding just relaxing on the beach or at the pool -- with several good books -- is truly a "dream vacation" for us.


BabyBoomerTrips.com: List your top 5 favorite travel destinations


Terry Trippler: Hawaii, Lake Tahoe, Portland, OR, Disney World in Orlando, Great Lakes resorts in Michigan and Minnesota


BabyBoomerTrips.com: In your opinion, what do you think some of the hottest baby boomer destinations will be in the near future?


Terry Trippler: While many will explore the world -- particularly Asia and Australia-New Zealand, I believe many boomers will stay closer to home -- opting for traditional U.S. destinations -- particularly on off peak seasons ( i.e. between Labor Day and November 15, the first part of January, between Easter and Memorial Day).


Biography of Terry L. Trippler


With over 37 years of commercial travel industry experience, Terry Trippler is considered America's foremost authority on the airlines and the rules that govern their operations. Mr. Trippler began his career as an airline ticket agent and has since held several industry positions from which he perfected his trade. Today, he specializes in airline rules and regulations, earning respect within as well as outside the travel industry for his impartial and balanced view of the air transportation industry and its effects on the consumer. His mission is to educate the travelers as to their rights and responsibilities, as well as to offer constructive input into the fair operation of our nation's air transportation industry.


Terry Trippler's widely regarded domestic and international travel expertise has resulted in his being quoted in major leading publications throughout the world, and has lead to extensive broadcast exposure in international, national and various local media markets. Terry has also consulted with members of the current administration of the U.S. Government regarding the state of the airline industry. He has acted as a factual witness for various law enforcement and private law firms throughout the country regarding airlines and ticketing procedures.


Corporate information
BabyBoomerTrips.com (http://www.babyboomertrips.com) is owned by ConventionZoo, Inc, which also operates ConventionZoo.com ([http://www.conventionzoo.com]), the world's first all-in-one convention portal for attendees and planners. Offices are located in Los Angeles, CA and Duluth, MN.




Three Circulation Secrets for Baby Boomers and Seniors


Poor Circulation is a common problem amongst baby boomers and seniors alike.
Poor leg circulation may result in restricted blood flow to the legs and is known as Peripheral Vascular Disease. (PVD)


PVD occurs in the blood vessels that are located outside of the heart. It may occur in peripheral arteries (blood vessels that carry blood away from the heart) or peripheral veins (blood vessels that carry blood toward the heart).


Obstruction or blockage of the arteries is known as Peripheral Artery Disease (PAD).
A fatty substance called plaque builds up and hardens on the walls of the peripheral arteries and makes it difficult for blood to flow properly. It is the obstruction of the blood flow that causes poor circulation. Plaque build up occurs over many years and this is why baby boomers and seniors are more at risk for poor circulation.


Symptoms of Poor Circulation:


o Cramping or fatigue in the legs, buttocks or feet during activity. It will usually go a way with rest, but will come back as soon as you resume your activity.


o Cramping or pain in your legs while sitting for long periods of time (e.g. driving for long distances)


o Legs and/or feet "fall asleep" while sitting or sleeping.


o Tired, aching feet, or swelling of the feet and legs.


o Lower temperature in the legs and feet as compared with the rest of the body. (This can also apply to the arms and hands)


Traditional Medical Care:


o A prescription for Vasodilators:


o A prescription for Blood Viscosity Reducing Drugs


o Sclerotherapy:


o Angioplasty and Stents:


o Surgery:


These traditional treatments may be effective and necessary. However, there are several natural, safe and effective herbs you may wish to consider as well. Three commonly prescribed treatments that natural health practitioners utilize are:


1. Gingko Biloba


Gingko Biloba has shown promise in several medical studies to increase circulation of the arms, legs and feet by thinning the blood and reducing clotting. The blood can then flow freely through the circulatory system to keep the extremities warm.


The American Family Physician (September, 2003) reported a systematic review of eight randomized, double-blind, placebo-controlled studies and concluded that ginkgo had modest effects on improving the symptoms of dementia and cerebral insufficiency equivalent to pharmacologic therapy with ergoloid mesylates (Hydergine).


Another indication for ginkgo is for treating intermittent claudication from peripheral vascular disease. Two placebo-controlled trials, with a total of 190 patients, showed improved walking distance and decreased pain in patients with peripheral vascular disease.


2. Cayenne


Many herbalists believe that Cayenne is the most useful and valuable herb in the herb kingdom. It is useful not only for the entire digestive system, but also for the heart and circulatory system. Cayenne Pepper is a stimulant and is known for improving circulation and purifying the blood. It is anti bacterial, promotes healing and prevents infection.
It acts as a catalyst and increases the effectiveness of other herbs when used in combination. Cayenne is a medicinal and nutritional herb and is an excellent source of vitamin A, the complete vitamin B complex and vitamin C. It is also known to be a very rich source of organic calcium and potassium.


3. Hawthorn


Hawthorne berries have been used since the middle Ages to support the heart and normalize cardiovascular functions. Today, hawthorn berries are one of the most valuable medicinal herbs used in the treatment of congestive heart failure and circulatory disorders.
European studies have shown that this botanical increases blood flow to the heart and brain, protects the heart from irregular beats, enhances the strength of the heart's contractions, and mildly lowers blood pressure. Compounds in hawthorn can help protect the heart against oxygen deprivation, a condition that often leads to angina, a disease marked by intense chest pain.
Hawthorn is rich in bioflavonoids, which relax and dilate the arteries. These compounds are powerful antioxidants that help increase the flow of blood and oxygen to the heart. This reduces the work required by the heart to circulate blood, and in-turn reduces blood pressure and stress to the heart muscle. The bioflavonoid substances give strength to the walls of blood vessels and improve blood flow to other areas of the body. Components in hawthorn have also been shown to lower cholesterol, and the amount of plaque in arteries.


If you have any symptoms of poor circulation, you should be evaluated by a medical professional immediately. Although traditional medical care may be indicated, why not consider natural treatment as a safe and effective alternative?




Baby Boomers


Baby Boomer. My generation is the Baby Boomer generation; the generation given many handles: spoiled, lazy, educated, hippies, immoral, and the list goes on. But you never hear about us girls who paid the price. After reading the statistics published by the National Adoption Information Clearinghouse, I know I was far from alone, back in 1969. There was a silent mob of us out there in hiding. There has been an unseen mass of us out here, mourning our loss in silence, ever since. The NAIC reports that "The estimated total number of adoptions has ranged from a low of 50,000 in 1944 to a high of 175,000 in 1970. (Maza 1994)"


We Baby Boomer girls, who were unwed mothers, were viewed quite differently from the Baby Boomer girls who had sex out of wedlock, but did not get pregnant. In retrospect, it seems that society viewed the condition of being pregnant as our 'sin'. We could 'shack-up' and be forgiven, just so long as we brought home no child. Is it any wonder that the girls who followed us chose to abort?


No, I do not believe in abortion. It is, however, a sad commentary on our society, a society where you can have sex out of wedlock, just don't get pregnant. Well, some do get pregnant. Then they have a choice. 'Get rid of it' or suffer the consequences (you and child). I think all too often abortion is not the desired course of action; only the most expedient. The anguish, of loss, for the surrendering Birth Mother, is most often excruciating. Perhaps the girl today who chooses abortion, somehow deludes herself that she will not suffer that loss, if there is no baby.
We Baby Boomer girls had no such thing as a Welfare system in place to help us support our babies until we could get our feet on the ground. Today's unwed mothers do have this advantage. They also have a more accepting society than we Baby Boomers had. And if this is still not enough for them to be able to keep their babies, then their choices are down to: adoption or abortion.


As a BirthMother who surrendered her baby 37 years ago and found her 2 years ago, let me plead with you, do not have an abortion. Yes, it is painful to let someone else be the Mom. But, my daughter is alive and well, happy and productive. She's a Mom and is raising two of my grandchildren. She is my joy.




Future of Baby Boomer Health Care


A recent study shows that the aging of baby boomers will do more than merely increase the number of patients - it also will reduce the number of doctors and nurses available to care for them.


Nearly 13% of registered nurses in the U.S. will reach retirement age in five years, says a report by the Center for Health Workforce Studies at the State University of New York [SUNY] at Albany. Almost 44% will turn 65 by 2020.


Half of the country's advanced practice nurses - those with enough training to prescribe drugs, work as anesthetists and deliver babies - will reach retirement age within 15 years. Despite an increase in newly licensed advance practice nurses, supply won't meet demand.


Faced with these trends, the government, health insurers and businesses are testing out possible solutions in a range of areas: electronic medical record systems, new monitoring devices for the home and medical practice redesign.


Health insurance giant Kaiser Permanente recently launched a program that aims to teach its 12,000 doctors how to use an electronic medical records system to streamline their practices.


While the price of these electronic systems is coming down for doctors in small practices, the federal government also is helping.


The Centers for Medicare and Medicaid Services [CMS] is funding a program that uses contractors nationwide to help 4,000 doctors set up electronic medical records and practice more efficiently.


Aging boomers will bring more cases of chronic illness - a potential growth market when you consider the shortage of medical help.


Just as baby boomers are aging and starting to consume a disproportionate share of health services, many doctors and nurses themselves are boomers and are retiring and working fewer hours!


Doctors are more likely to be 55, or older than the U.S. work force as a whole. And older doctors work fewer hours than younger ones. About 30% of doctors are over 54 today, vs. 14% of the overall work force.


It takes a long time to educate and train a physician. So you're not going to see a lot of younger physicians turning up. Physicians are generally older than average. Half of physicians are 45 and older; in the civilian labor force, only 37% are over 45. In addition, the number of new geriatricians is declining.


What are you to do. Try “Alternative Health Care”. That’s when you as an individual take a greater role and interest in your health. Thus, eliminating the expensive cost of health care, time needed to see a doctor and the overall problem of even getting sick.


You’ve heard it before…An ounce of prevention is worth a pound of cure. Take control of your health today. The health & wellness industry is expected to be a “Trillion Dollar Industry” by 2010. Supplementation and fitness are key to disease prevention and maintaining your best health today. To investigate income opportunities in this trillion dollar industry visit: [http://www.shaklee.net/natural-nutrition/distIntro]


To the best of your health,


John


For more on the future of your health visit us at:


[http://www.natural-nutritional-supplement-info.com/index.html]




Baby Boomers Ultimate Anti Aging Concepts: 5 Radical Tips


Many of us "Baby Boomers" are each beginning to feel our age, and we're starting to live it too. Every morning, clock radios everywhere announce the start of another day. As a typical boomer rolls out of bed, an old ache, pain, and/or little worry makes its presence known, just like the day before. The same beverage -- coffee, tea, or maybe even caffeinated soda -- is ingested in an attempt to energize the same tired face reflected in the morning mirror.


By the time we hit our 50's, we may have feelings that our lives are not as they could be. Yes, there are pills, and many varieties of the "quick fix"' (also called the "Life Makeover") -- everything from creams to diets and Bo-tox injections, perfect-sounding and easy "fountains of youth", for ourselves. Let's face it , most of us are looking for ways to slow the ticking of our biological clocks.


I'm here to tell you that in order to really slow that clock down, we must get "radical" in our approach to controlling our processes; getting radical means that we can, in the words of Star Trek character Jean Luc Picard, "make it so". We can literally make our own clocks tick more slowly.


Getting radical is a process that occurs within ourselves. First of all, it's the power of our intentions and the measure of our wills. It's saying to ourselves -- with conviction -- "I want this to be!" Next, it's believing, strongly, that we can! When we commit ourselves to these beliefs, we are then capable of achieving many remarkable accomplishments of mind and body. All we have to do is to challenge ourselves and our perceptions of who we are. The five radical tips follow:


1. Firewalking: How does walking on fire relate to youthing? An art that's been practiced in many cultures for thousands of years, firewalking is about mind/body transformation. Its goal is to" question" the laws of nature. The experience becomes a powerful metaphor for anti-aging -- which I refer to as youthing -- and it's a very radical way of challenging ourselves to stretch beyond what we think is possible. I have participated in dozens of firewalks, and the experiences taught me more about myself, and about questioning nature's laws as they applied to me, than I'd ever thought possible. Oh -- and I walked on fire.


2. Breathwork. This is a simple yet profound yogic breathing technique that has a cleansing and healing effect at all levels of our awareness -- physical, spiritual, emotional, and mental. It's the quickest method available that can aid us in healing from previous traumas, negative belief systems, and unwanted "baggage" that many of us unconsciously carry around with us.


3. Fasting. As I write this, I have just completed a four-day fast. (How could I talk my talk without walking it?) Fasting is perhaps the most powerful tip for youthing. Many of us, especially in the U.S., literally eat ourselves to death. Note: there are many types of fasts and many reasons for fasting. It's wise to check with your health care practitioner before fasting.


4. Physical Immortality. Now here is an idea whose time has arrived. Let's imagine this concept: "Life without death is pure life." When we do this, we're unraveling our personal death urge, which dwells somewhere inside us in that place where pain, aging, and negativity also dwell. While I realize this is a radical idea, relax. We really don't have to buy into this idea; in order to let the concept work its magic, we just need to be open to it.


5. Hypnosis. As Deepak Chopra has written in AGELESS BODY TIMELESS MIND: "Aging seems to be something that's happening to you, when in fact it is something your body has largely learned to do. It has learned to carry out the programming fed into it by you, the programmer" (Harmony Books, 1993). Hypnotherapy is simple, very effective, and can be fun, depending on its purpose; and whether a hypnotherapy session is done in person or by phone, it sets the stage for stretching beyond set limitations. Hypnosis is the art of placing the conscious self in a state of heightened suggestibility. During this time the conscious self is very open to change and can literally set aside any limiting beliefs that may have been interfering with one's ability to change.


It's a proven fact that our bodies are constantly creating new and healthy cells to replace old and damaged ones, and every new cell gets its "replacing" instructions from the DNA contained in the old cell. So, it stands to reason that if our DNA programs our new cells with the healthiest and youngest information possible as a blueprint for development, the body's cell memories will change. This process is called "Cell Transformation". The question arises: Can hypnosis really be a powerful tool to us in order to literally tell our bodies cells to be younger? From my experience, I believe the answer is yes.


My conclusion is that over 14 million hits on Google for "mind/body connection" can't be wrong. From my own personal experience I am pleased to report that indeed my quest for youth is paying off. Now at the "calendar" age of 55, except for a few silver hairs I both look and feel not much over 35 years young.


by Ray Page
http://www.redtailhawk.bravehost.com




Baby Boomers Turning 60, in 2006, Contributes to Elder Care Overload


Today, 80 percent of middle-aged couples have at least one living parent. As, many learn to adjust to reversing roles of child and parent, they confront demands of caring for those who once took care of them.


Adult daughters typically assume major responsibilities for parent care-giving. For most women, these duties are added to already full jobs, at home, at the office, or both. "Elder care has become a top problem in our society today, as it replaces child care as the number one issue for men and women, in today's work force" said Tamara Cobos-Mendez, President of Senior Helpers. "People are spending more time caring for, or providing for, the care of their elderly parents than ever for caring for their own children. The problem will only magnify with the aging of the population. This is especially true, when we take into consideration, the "baby boomers" born between 1946 and 1964, and the children of that population explosion turning 60, in the year 2006!


Women frequently sacrifice personal time, privacy, peace of mind, freedom and personal plans, to assist elderly parents. Some people assume responsibility because they feel able and willing. Others feel bound by duty. Still, others are feeling financial strain on benefits and budgets created, as larger numbers of "boomers" are retiring and needing elder care.


It's estimated that up to seven million women are unpaid caregivers to the elderly. They struggle to cope with exhaustion, loneliness, mental/physical demands, and heartbreak of watching a loved one grow even older. Many caretakers confess they feel guilty about asking for help, because it implies they are not living up to their responsibilities. Tamara Cobos-Mendez says "Helping caregivers realize they need help desperately, is part of the job, and a relief to those who finally agree!"


Caregivers should be carefully selected individuals who are thoroughly screened, bonded and insured and payment of taxes, workmen's compensation insurance, are necessary to make sure the client has nothing to worry about when asking for help.


tmendez@seniorhelpers.com




How Practicing Yoga Can Lead To A Healthier Heart For Baby Boomers


The benefits of exercise are well known especially the positive affect that it has on the health of your heart. Through exercise you will lower your weight, your cholesterol, and your blood pressure. This will all result in less work on your heart and if you already are having heart problems, exercise can help keep your heart beat regulated and expand your blood vessels.


According to physicians a regular exercise regimen is one of the best things that you can do to ensure that your heart stays healthy. If you have not been active, don't rush into it. Just start out walking a few minutes and increase it gradually, you will be surprised at how quickly you will gain strength and endurance. Don't overdo it when you first get started. Starting out slow will help condition your heart and give you the encouragement to increase the amount and intensity of your exercise.


A great form of exercise for baby boomers to consider is the practice of Yoga. Yoga is very low impact and focuses on breathing and relaxation methods. One of the great things about yoga is that any one of any size or age can start doing Yoga and make an impact on their health. When you add in the relaxation methods used in yoga practice you can bring down your blood pressure and relieve stress that is harmful to your heart.


The practice of Yoga has long been proven to be effective in relieving stress, calming nerves, and promoting heart health. This is why many fitness clubs now have begun to offer yoga classes with certified trainers that will help beginners learn to practice yoga safely. Yoga practice urges you to listen to your body and build up to working to your full capacity. Special needs can be discussed with the trainer and routines custom-made to fit your body.


If there are no classes available in your area, Look online for yoga tapes and other low impact tapes that will guide your new exercise routine or got to your local library and see what information and media products they may have on the subject.


It doesn't matter which exercise you start with, what's important is to make it a regular part of your daily routine. Walking is possibly the easiest and least expensive way to start exercising and just about anyone can do it. Be sure to buy a good pair of walking shoes to protect you feet and you're all set.


Before starting any physical exercise routine, contact your doctor. He may also recommend the right exercise just for you.




Baby Boomer Birth Mothers and Empty Nest Syndrome


I keep thinking about how alone I have felt for the past 37 years, with my secret. How alone I have felt as a birth mother. I felt as if I was the only one on my side of the world who had been pregnant and unmarried, and subsequently surrendered my baby for adoption. I felt so alone in all of the lies and all of the silences. (Silences--Remember birth moms, how some little Mrs. would talk on, and on, about her labor and birthing experience and then some other little Mrs. would chime in there with her story? Remember birth mom how hard you bit your tongue?)


Now here we are as today's grandmothers. I wonder, ladies, did any of you suffer the famous 'empty nest' syndrome when your last child left home? Did you.............?
You know what? I've always been amazed that, as unusually close as my two daughters and I were, I did not go into a depression when they left home. I always knew I would miss them and 'our time' together. This I did. But life was still very good. We maintained a good relationship while they were in college and beyond. And I did have a life beyond them. I was not floundering; I was flourishing.


So why? Lady Baby Boomers/Birth Mothers, do you think it might be because I had already suffered the 'empty nest' syndrome at 19 years old? I had learned to go on; I had learned to cope and to find a life without my child in it. I had suffered in silence. Empty nest syndrome? Ha! I knew what a truly empty nest was! I was not about to experience it again. I never lost touch with my two girls. And, I took the opportunity to start actively hunting for daughter number one. I probably knew more hope at this point in my life, than I had ever known.
Yes, I knew the empty nest way too prematurely; but thankfully I outgrew it when my children left home.


Any other baby boomers out there share my experiences/feelings? Love to hear from you.


SueB




The Baby Boomers have Cash to Spend on Property


It is estimated one in five baby boomers - or 15 million Americans - will relocate upon retirement to a more desirable home. What a smart real estate investor should be thinking, is where are they going to relocate to and what style of housing are they going to be buying. And what I would be aiming to do is buy real estate investments in their target areas. The Baby Boomers are going to be cashed up with a life time of savings to spend in their pending retirement.


But they will not be heading to the coast of Florida if any of the other states have anything to say about it. Florida is losing ground to states like Texas, which have launched aggressive marketing campaigns to lure retirees.


Other factors influencing retirees' relocation choices include:

o	Affordability of real estate. Markets such as Texas that have not seen the hyper-inflation that most of Florida experienced in recent years will actually benefit.

o Costa Rica is now being opened up as the next affordable paradise to live in. The seaside ground swell will fuel markets like this one.

o Proximity to universities and/or colleges. Retirees are no longer content to simply golf and lounge. Instead, many are seeking out continuing-education opportunities.

o Cultural activities. Relocating boomers also want to be within easy driving distance of museums, live music, shopping, and other distinctly cosmopolitan attractions.

o The cafe strip is becoming increasingly popular for people to spend their leisure time.

o Retirement villages for people who are still active are becoming increasingly popular. Investors can hold several properties in this village.

o Key infrastructure will be the secret. Older people will want all the services with out the travel and traffic problems.


Investors who purchase real estate in these areas that will attract the Boomers will make a fortune when others are struggling. It is all about different strategies to suit the needs of the buyers.




Retire In Costa Rica - Baby Boomers Improve Standard Of Living Instantly


Million of baby boomers are due to retire over the next few years and many are worried about their standard of living.


Their living longer, have not saved enough, have reduced state support and soaring medical insurance. So what can they do to maintain their standard of living?


The answer lies just 3 hours from the US. They can retire to Costa Rica and not just make ends meet, but improve their standard of living and their still close to home.


This of course is not the only reason to retire to Costa Rica. Let's look at all the reasons
If you retire to Costa Rica you get a huge advantages in cost and lifestyle:


1. Cost


One of the main reasons people first want to retire to Costa Rica is the cost. Consider this fact you can spend up to 100,000 in Florida but of you retire to Costa Rica the same lifestyle costs around a 10th of that!


When you retire to Costa Rica you pay no income taxes on foreign earned income and no capital gains taxes. You also have access to world-class medical facilities and affordable medical plans.


Property is up to 70% cheaper and property tax is just 0.25%.


You simply get more for your money and those social security checks go a lot further when you retire to Costa Rica.


2. You feel at home


This is another major reason that people retire to Costa Rica. You feel at home because its only 3 hours by direct flight and the people are friendly but there is also a huge ex pat population of Americans, Canadians and Europeans.


This means you are surrounded by epats you know, who have created a culture that is familiar.


Some people like to retire alone and blend in with the local culture others don't. When you retire to Costa Rica you can choose which you want to do.


3. Entertainment and relaxation


You have it all in Costa Rica its one of the top adventure tourism destinations in the world. You can choose from stunning beaches, rainforest, rolling hills, volcanoes and the Pacific and Caribbean.


It's beautiful, but unlike many other retirement destinations it has good infrastructure and great entertainment and nightlife.


These are just some of the advantages you get when you retire to Costa Rica but there are many more in this beautiful and crime free paradise country.


If you have ever thought about retiring abroad but not got round to it then Costa Rica is a good place to start. Its close home and you will feel at home, when you retire to Costa Rica. You will also be able to enjoy a lifestyle you can only dream about now.


Consider the facts and you will see why more and more baby boomers are heading south.